Interest Rates (Loans)

LOAN TYPE	INTEREST RATE
1. Overdraft	14% – 17% p.a. *
2. Term Loan	14% – 16% p.a. *
3. Housing Loan	15% – 17% p.a. *
4. Real Estate Loan	16% – 18% p.a. *
5. Mortgage Loan	15% – 17% p.a. *
6. Personal Loan	15% – 17% p.a. *
7. Hire Purchase Loan
A. Personal	15% – 16% p.a. *
B. Commercial	16% – 17% p.a. *
C. Construction/ Heavy Equipment	16% – 18% p.a. *
8. Loans against Fixed Deposit	10% or additional 2%, which ever is higher
9. Education Loan	15% – 16% p.a. *
10. Project Loan	15% – 17% p.a. *
11. Bridge Gap Loan	15% – 17% p.a. *
12. Loan Against Shares	15% – 18% p.a. *
13. Deprived Sector Loan	7% – 14% p.a. *
14. Other Loan	15% – 17% p.a. *

* Conditions apply. Interest rates will be periodically reviewed to be in line with the market.