Retail Loan

Our retail loan products are geared for the needs of the individual customers. Such loans can be provided for automobile purchase, home purchase, home repair and other personal reasons. These loans are specifically designed for our individual customers. Such retail lending can take the form of installment loans i.e. loans are paid of in partial amounts periodically or lump sum where it is paid all at once. Such structure would be in consideration with the repayment capacity of the individual clients.

Who can apply for the loan?
The applicant must be a Nepali citizen who is employed or self-employed with stable job and a regular income source.

Tenure
The tenure of the loan can be maximum of 15 years.

Security
The client would provide collateral in the form of land and/or building or apartment with adequate value to cover the loan requirement. Other forms of security may be accepted upon terms and conditions.